buying property in italy,

Property for sale in Italy ~ RealPoint

Buy a property in Italy with the help of realpointitaly

guide to buying property in Italy

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Buying a property does not have to be an experience which leaves you stressed.
The Italian legal and tax system may be unfamiliar, and the form that the conveyance takes different to what you are used to but we can help you through this process.
If you want to read up on the Italian Property Market see our Guide to The Italian Property Market or if you need help choosing a property see our Guide to choosing a property in Italy.
If you wish to find a property to buy please see our list of Italian properties for sale.

This guide aims to help you understand the stages to deal with when purchasing a property in Italy.

Normally the buying a property is arranged in three stages:

Stage one

With our assistance you will need to select the property, obtain some basic information and documentation, and negotiate the general terms of the purchase. Sometimes you may be asked to sign a reservation agreement (Prenotazione), and pay a small deposit. At this stage it will also be necessary to organize a survey, local land registry searches, and all necessary checks with the local authorities (Comune), as far as local planning and building regulations are concerned. This work is usually undertaken by a local surveyor (Geometra).

Property Checks and Searches

Before any sale can be completed there are a number of searches and checks to be carried out on the property. Those responsible for these checks are the Geometra (Local surveyor) and the Notaio (Public Notary). If these searches reveal any problems regarding the sale of the property then the sale cannot be completed. Usually these checks and searches take two to three weeks to carry out.

Checks carried out by the Geometra
  • The property matches the Land Registry definition
  • The property was not built without planning permission
  • Any work or extensions done, have received approval and have had the relevant taxes paid
  • The owners as Land Registry Office are the same as stated by the vendor

Stage two

The second stage is usually spent in negotiating, drafting, signing and exchanging the contract (Compromesso). This is normally a binding legal agreement to complete the purchase at some future specified date, in the offices of a local Notary Public (Notaio). In view of the fact that this is an unequivocal commitment to buy the property and pay the agreed price at the time of signature, it is vital to have acquired all the documentation and search reports necessary to complete the purchase, or, at the very least to have ascertained all legal and practical difficulties / problems, and agreed a timetable to sort them out before completion. Italian law requires all contracts relating to land or buildings to be in writing, signed by both parties.

Stage three

The third stage relates to the completion formalities, which normally take place in the offices of a local Notary. Notaries have a special duty of drafting the Purchase Deed (Rogito) and to ensure the proper execution, registration, and payment of all Italian taxes relating to the completion.

Checks carried out by the Notaio

  • The vendor is the legal owner of the property and is entitled to sell the house
  • There are no debts or mortgages on the house
  • There are no written liens or burdens
  • The vendor is aware that they must declare any outstanding private agreements regarding the property. For example if the vendor has agreed to allow a neighbour to build or extend within the minimum laid down by Italian law or has given a friend a right of way across the property.

The purchaser is liable to pay

  • Registration Tax. Approximately 10% for non-residents, 3% for residents. When purchasing land this is 18%;. Note that there area additional fixed costs = these should be regarded as estimates. Contacts us for details.
  • Notary Fees. These are based on a sliding scale depending on the property value and cadastral value. Minimum charge around 1,500 Euros, approximately at 2.5% of the cadastral value (+ IVA).
    Notary Fees vary depending on the location in Italy and the specific Notary.
  • Translator Fees - for formal translation of the Rogito, typically around €400
  • Our Agency fees - 3% of the purchase price of the property; with a minimum charge of €3,000
  • Any legal fees
  • Bank Charges, if a money transfer is involved (please contact us for assistance)

RealPoint Property can help you through this process.

RealPoint Property works with private vendors, Geometras and partner Agents to find suitable properties for you. We can assist in the following ways :

  • advise you on local, reputable surveyors and builders restoration
  • provide finance and mortgage options
  • arrange Foreign Exchange
  • furniture removals and storage, insurance
  • book accommodation for viewing trips
  • arrange utilities transfers to your name
  • open a bank account in Italy

In fact we are ready to offer help in any way we can. For efforts in finding the right property for you, helping you through the sales process and assisting you to establish your home in Italy, we charge purchasers 3% of the agreed sale price.

For more information about restoration see our Property Renovation and Restoration page.

See also the Guide to Choosing an Italian Property and Guide to the Italian Property Market

Click here if you are interested in Fractional Ownership Property in Italy.

Further Help and Support

Realpoint Property are here help you all the way from finding a property in Italy through to your purchase and after sales support. If you have any questions please contact us - we will try to help.

You can also read what others have to say about buying and living in Italy - there are many books available and we have contributed to many of the authors with advice and knowledge of the market. Here are a few that you may find helpful:

Hull Chamber

RealPoint Property Beverley, East Yorkshire, UK
Tel: +44 (0)845 331 2812
(calls will cost 5 pence per
minute plus your phone company's Access Charge, in UK)
Email Enquiry

RealPoint Property is a trading name of RealPoint Property Ltd.,
registered in England and Wales.
Registered Number. 4753346

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